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    <loc>https://monetafy.app/</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
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  <url>
    <loc>https://monetafy.app/blog</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://monetafy.app/calculadora-interes-compuesto</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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    <loc>https://monetafy.app/interes-compuesto</loc>
    <lastmod>2026-04-04</lastmod>
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  <url>
    <loc>https://monetafy.app/calculadora-hormiga</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://monetafy.app/glosario-financiero</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- Blog Posts -->
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    <loc>https://monetafy.app/blog/dashboard</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/accounts</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://monetafy.app/blog/transactions</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/credit-cards</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/goals</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://monetafy.app/blog/calendar</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/reports</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/collaboration</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/voice-registry</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://monetafy.app/blog/ocr-receipts</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/categories</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://monetafy.app/blog/budgeting-tips</loc>
    <lastmod>2026-04-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <!-- Legal -->
  <url>
    <loc>https://monetafy.app/legal/privacy</loc>
    <lastmod>2026-03-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://monetafy.app/legal/terms</loc>
    <lastmod>2026-03-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://monetafy.app/legal/cookies</loc>
    <lastmod>2026-03-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
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